:root{--navy:#10263f;--blue:#1769b0;--green:#16835b;--bg:#f5f8fb;--text:#172434;--muted:#607084;--line:#e1e8ef}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);line-height:1.7}a{color:var(--blue)}.container{width:min(1160px,92%);margin:auto}
header{position:sticky;top:0;z-index:50;background:#fffffff5;backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{min-height:72px;display:flex;align-items:center;justify-content:space-between}.logo{text-decoration:none;font-weight:900;color:var(--navy)}.logo span{color:var(--blue)}nav{display:flex;gap:16px;align-items:center}nav a{text-decoration:none;font-size:.9rem;font-weight:750;color:#43566a}.navcta{padding:10px 15px;border-radius:10px;background:var(--blue);color:#fff!important}
.hero{padding:76px 0;background:linear-gradient(135deg,#edf6fd,#fff 58%,#f4faf7)}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:52px;align-items:center}.eyebrow{display:inline-block;background:#e4f1fb;color:#135d98;padding:7px 12px;border-radius:999px;font-size:.78rem;font-weight:850;letter-spacing:.06em;text-transform:uppercase}
h1{font-size:clamp(2.45rem,5vw,4.55rem);line-height:1.03;letter-spacing:-.055em;margin:18px 0}h2{font-size:clamp(1.9rem,3.5vw,2.85rem);line-height:1.12;letter-spacing:-.035em}.lead{font-size:1.16rem;color:var(--muted)}.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-block;text-decoration:none;font-weight:850;padding:13px 19px;border-radius:11px}.primary{background:var(--blue);color:#fff}.secondary{background:#fff;border:1px solid #d5dfe8;color:var(--navy)}
.panel{background:var(--navy);color:#fff;padding:29px;border-radius:23px}.metric{padding:18px 0;border-bottom:1px solid #ffffff24}.metric:last-child{border:0}.metric span{color:#c9d6e3}.trust{padding:17px 0;border-bottom:1px solid var(--line)}.trust-row{display:flex;justify-content:center;gap:25px;flex-wrap:wrap;color:#526579;font-weight:750}
section{padding:72px 0}.soft{background:var(--bg)}.head{text-align:center;max-width:800px;margin:0 auto 40px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:21px}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:27px}.card p,.prose p{color:var(--muted)}.tag{font-size:.76rem;font-weight:850;color:var(--blue)}.prose{max-width:880px;margin:auto}.prose h2{margin-top:45px}.notice{padding:18px 20px;background:#edf8f3;border:1px solid #cce9dc;border-radius:14px;margin:25px 0}.warning{padding:18px 20px;background:#fff8e8;border:1px solid #f0ddb0;border-radius:14px;margin:25px 0}.breadcrumb{font-size:.86rem;color:#6d7f91;padding:14px 0}.faq{max-width:900px;margin:auto}.faq details{border-bottom:1px solid var(--line);padding:19px 0}.faq summary{font-weight:850;cursor:pointer}
.calc{max-width:880px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px}.fields{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.field label{display:block;font-weight:800}.field input{width:100%;padding:12px;border:1px solid #cad6e0;border-radius:9px}.result{margin-top:20px;padding:20px;border-radius:13px;background:#edf8f3}.result strong{display:block;color:var(--green);font-size:1.7rem}
footer{background:#0b1d30;color:#b9c8d7;padding:42px 0}.foot{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:35px}.foot-title{color:#fff;font-weight:850}.foot a{display:block;text-decoration:none;color:#b9c8d7;margin:5px 0}.legal{border-top:1px solid #ffffff15;margin-top:26px;padding-top:17px;font-size:.82rem;color:#8397aa}
@media(max-width:900px){nav{display:none}.hero-grid,.cards,.fields,.foot{grid-template-columns:1fr}}